PaulOberschneider

Background
Today
What I do
Newsletter
The Book
Press

Background
Today
What I do
Newsletter
The Book
Press

Day: 28 October 2026

Follow the Yellow Brick Road: The Cycle of Oz

View From The Top, Issue 46: Follow the Yellow Brick Road

I borrowed through four rate cycles before I ever lent through one. This one is different. Why the bond market, not the central bank, is now setting the price of money.

Paul Oberschneider

Based between London and Sotogrande. Operating across Europe.

Application

Complete the application form below and we will review and get back to you at the earliest opportunity.

First Name

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Your Business

Scale of business built

Under £10m revenue £10m – £50m revenue £50m – £200m revenue £200m+ revenue

Where are you now?

Exited In succession Mid-transition Approaching exit

What was your hard landing?

What did the climb actually cost you?

Which of these resonate?
(select all that apply)

My identity was the business. I'm not sure who I am without it. I achieved what I set out to — and it felt hollow. I keep performing success for the people around me. No one in my life really understands what this transition feels like. My closest relationships took a serious hit during the years of building. I have freedom and resources — and I'm drifting.

FINAL QUESTIONS

Why Initium — and why now?

What are you not looking for?

Executive coaching Therapy or counselling Business masterminds or peer advisory boards (YPO, EO, Vistage, etc.) Networking or deal-flow groups A structured programme or ten-step framework

How did you find Initium?

Anything else you want Paul to know?